Cash, margins, the bank, the board.
Five things I do for developers, owner-operators, real estate investment companies and contractors, usually at the size where the business has outgrown the way it was originally run and nobody has had time to rebuild it. No sales team. I read every request myself.
Pick the one that hurts. I'll find the rest.
They overlap on purpose. A cash problem is often a margin problem that showed up late. And plenty of margin problems start with a system, process or assumption nobody challenged soon enough.
CFO + Finance Leadership
Cash, forecasting, reporting, lenders, capital, ownership and the board. Finance leadership for the owner who needs someone in the room who has read a covenant package from both sides of the desk.
Cash Flow + Working Capital
A 13-week cash flow built from your billing, draw and payroll calendar, then run every week. AR and AP, retainage, the line, capital calls, and the liquidity to get through the next draw.
Project + Development Finance
Development budgets, job cost, WIP, forecasts to complete, draw packages and project-level margin. One view of each project that the field, the lender and the investors would all recognize.
Finance Systems + Automation
Property and construction accounting, ERP, spend and AP platforms, approval workflows, reporting and the integrations between them. Picking, implementing and making them talk, so the control lives in the workflow instead of a PDF.
AI for Finance + Operations
Practical automation for procurement, AP, draws and reporting, with the financial and operational controls left on. Someone still signs. The agent just makes sure the work was checked first.
Tell me what's going on.
A few questions. Plain words beat polished ones. I'll ask the follow-ups.
Request services →Developers and owner-operators, real estate investment companies, asset and property managers, and the CFOs and controllers behind them. Usually with a lender, a partner or an investor waiting on a number.
General contractors, subcontractors and specialty trades, homebuilders, and project-based businesses where every job is its own P&L. Usually busy, often profitable, and still short on cash.
AI won't fix a bad process.
The useful thing is not that I know AI. It is that I have run real estate and construction finance long enough to know what should be automated, what should not, which process has to be fixed first, where a model actually helps, where a human still has to look, and where the financial controls stay no matter what the demo promised.
An unreviewable AI deliverable is an unreviewed journal entry. If nobody can check the work, it does not go near the close.
The handoffs
Invoice capture, PO matching, coding suggestions, draw package assembly, the reconciliation nobody wants. Repetitive, rule-bound, checkable.
The judgment calls
Forecasts to complete, budget reallocations, change order pricing, anything that moves margin or cash by more than a rounding error. A person looks, every time.
The controls
Approval limits, segregation of duties, the audit trail. If the agent can approve its own work, you do not have a control. You have a faster leak.
The step first
You cannot automate a step you have not deleted. Half of what people want an agent for should not exist at all.
Four steps, no pitch.
- I read it. Same day, most of the time.
- I ask for a few numbers. P&L, a WIP schedule or a development budget, aging, the last draw. Whatever fits the problem. This is where the diligence happens, not on the form.
- We talk. 30 minutes. You do most of it.
- You get a short write-up and a price. Take it or leave it, no hard feelings.
Not a deck
A consultant sells a scope and leaves with a deck. The method here is given away in public and judged on whether it works when you try it on Monday.
Not a benchmark service
Financials you share stay with me. I don't resell, benchmark or share them, and I'll delete them on request.
Not a software reseller
I have bought, built and stopped this stuff with signing authority and something to lose. Partner work is labeled wherever it appears. Advice is not.